Tuesday, 16 May 2017

How to Tap into Indonesia Healthcare Potential via REIT

Fancy a REIT that allows you to earn rental income from Indonesian hospitals?
A fellow friend of mine who is an astute investor, shared with me recently on this REIT that is listed in Singapore stock exchange, but owns healthcare assets across Indonesia, Singapore and South Korea. It has 18 hospital assets with 11 of them located in Indonesia.
The aim of this REIT is to acquire profitable hospitals across Asia and it is committed to distribute 100% of its taxable income. Hence, primary reason buying into REIT should always be earning the stable and rising stream of passive income, any capital gains are BONUS.
 
This healthcare REIT is ultimately owned by Lippo Karawaci, a well-established property player in Indonesia that is listed in Indonesia stock exchange. There is a strong pipeline of  hospitals under Siloam Hospitals ( part of Lippo Group) that can be injected into the REIT over time.

Image result for siloam hospital
Since it has large exposure to Indonesia hospitals, investors don’t have to worry much on Indonesian Rupiah fluctuation as rental income earned from the Indonesian hospitals are denominated in SGD, whereas rental income from South Korea is denominated in USD.

For Indonesian hospital rental calculation, it is subject to formula of 2 x percentage increase of Singapore inflation, capped at 2% when it comes to yearly rental adjustment. Hence, if Singapore experiences higher inflation, it will have a positive effect on rental adjustment.
The REIT’s asset under management has increased by compounded growth of 16% since 2007 to 2016. It has also declared and paid out stable and rising dividends over time, which is good news for existing shareholders!

The REIT’s debt to equity ratio stood at healthy 30% region in 2016 with more than 90% of its debt priced in fixed rate; hence interest rate fluctuation is likely to have mitigated impact on this REIT.
Overall, I believe Indonesian growing population is a plus point to the healthcare sector.  This is a REIT that could be analysed further.

This REIT is listed in Singapore; hence dividend payment will be in SGD.

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